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Payment options for Canadian performers and sellers

So this question comes up a lot and I thought it was worth making a separate post about it to try and get all the information in one place. While there are many great resources on the various camming and selling subreddits regarding payment options, none of them are specific to Canadian sellers as far as I know. Please make sure you familiarize yourself with those, though, because they have information about the safety of your money and your identity/privacy when using each service.
Transparency Statement
Apps and services I have personally used will be indicated within. I also want to note that I was given a $10 Polyalpha gift card by a fellow Redditor and seller for a chance to try the service (it was a public offer given in a comment thread). I do not anticipate bias because of this, but it has given me information about the service that I would not have otherwise had.
This post is for information purposes only and nothing I say should be construed as an endorsement. Similarly, the focus of this post is on payment options for Canadian models. There are a lot more things to consider as you do your research, so please keep in mind that this is not intended to be a comprehensive resource and take the time to double-check how each works when it comes to personal safety and anonymity in particular.
I have broken this down into two tables – one for third-party apps that Canadians can use to receive direct payment from individual buyers, and one that gives the lowdown on getting paid from various content/cam sites. Note that many of the options in Table 2 are also payment processors or can be used as such.
Table 1. Third-party apps for receiving direct payment.
>>Options in bold require that you have a US-based checking account<< See next section for more information.

Service Currency options for receiving payment Payment options for buyers Withdrawal procedure Fees Notes Source
Paxum EUR, GBP, USD Must have Paxum Prepaid card; to US bank account $0.25/transaction Poor quality info online; nonexistent customer service Personal experience and http://bit.ly/2moKymk
Shakepay Bitcoin, Ethereum BTC, ETH, PolyAlpha Convert to CAD within the app and etransfer it to yourself None from Shakepay but may be bank fees By far the most painless sign-up experience I've had -Personal experience and http://bit.ly/2nfLSYU
Payza 24 others besides CAD Must have Payza; can load from debit or CC Convert to CAD in-app -> bank transfer, Payza card, or BTC http://bit.ly/2ndxIr7 Free I have not used this - all info from website http://bit.ly/2lKVHO7
eTransfer CAD CAD via email or text None required Varies by bank and account type Only safe option here is to use a dedicated and separate email. I don't know if it would work using a number from Burner or Text Plus Personal experience: When you receive money, the name associated with your bank acct isn't visible to the sender
PolyAlpha Bitcoin via gift voucher USD using PayPal or CashApp (see notes) Bitcoin wallet Currently around 18% and decreasing a) I used Shakepay to receive BTC because it can convert to CAD in-app Personal experience, Reddit, and http://bit.ly/2lItcAr (scroll to bottom -> Gift Vouchers -> "buy" or "redeem")
GiftRocket USD USD or merchant gift card via CC Direct deposit to US account; gift card Buyer pays $2 + 5% of value a) I have not used this – all info from website b) Gift cards avail. for specific places – see website http://bit.ly/2nh8kRk
Table 1 Notes
Opening a US Checking Account
To my knowledge, TD and RBC are the only banks where this is possible. In order to take advantage of the payment options I’ve identified in bold in Table 1 and Table 2, it is imperative that you open a US-based checking account and not just a USD account through your home branch. The difference is that a US-based checking account is tied to a branch that has a physical location in the US.
I opened mine through RBC and it was relatively painless. I opened a Canadian checking account online but had to go to a branch to provide ID verification. This is required in order to open the US account. Next I called them to open the US-based account. You can do this at any branch as well, but I was told that it takes longer to open this way. Over the phone, it was instant. My accounts are linked through my online banking portal and RBC banking app, allowing me to transfer myself money easily and instantly. They also sent me a Visa Debit for my US account, which took about two weeks to arrive.
Table 2. Payment methods for Canadian sellers and performers on various cam/content sites.
I have omitted all instances of wire transfers (because they are slow, expensive, and usually have high payout minimums) and all instances of cheques (because they are slow). I have omitted all mention of ePayments because they no longer accept payments in USD.

Site Direct deposit in CAD? Direct deposit to US account? Other payment options Source
Chaturbate No Yes Paxum http://bit.ly/2mtHVQb
My Free Cams No Yes Paxum, Payoneer http://bit.ly/2njg59w
Bonga Cams No Yes Paxum, Crypto (five different ones) http://bit.ly/2o14X1h
Streamate No Yes Paxum, Payoneer http://bit.ly/2o2YnaJ
Stripchat No Yes Paxum http://bit.ly/2npjfZ4
CamSoda No Yes Paxum http://bit.ly/2lLqREU
IndieBill No Yes None http://bit.ly/2nmFpv8
ManyVids Yes - $30 fee but FREE to deposit to Canadian USD account Yes Paxum http://bit.ly/2o36d49
OnlyFans No Yes Paxum Via email b/c info is only available to registered account holders
Clips4Sale No Yes None http://bit.ly/2o1pgvy
iwantclips No Yes None http://bit.ly/2my24V8
Table 2 notes
TL;DR Get a US-based bank account, Paxum, and Shakepay.
I am open to questions, comments, and concerns! I would like this resource to be as tight as possible so be sure to let me know if you see any issues or gaps.
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Finextra verdict on bitcoin

Finextra verdict on bitcoin submitted by genjix to Bitcoin [link] [comments]

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Paxum - registrace

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