Cryptocurrency meets Augmented Reality: "The Pokémon Go of Crypto"
Crypto Hunt: Augmented reality meets Cryptocurrency. Get moving, get rewarded. Crypto Hunt is both a cryptocurrency and a free location-based AR game available on iOS/Android currently in open Beta testing and available for pre-sale contributors. CH allows you to get on your feet and solve riddles, discover treasure, and earn CH tokens with Professor Crypto as your guide.
12.8 has to be the worst update ive seen in my life of playing video games (Bethesda doesnt count)
now before you read any of this i like tarkov i played it back probably in 2018 i would like to say i owned the standard and EOD version of the game and in no way do i want to stop playing this game but seriously the shit thats happened this update is unacceptable. raid:1 reserve. spawn in run for 20 seconds get shot by another squad in the back of the head. gets off for the night cause im tired of restarting my game every other raid cause my friends wont get my invite or the lobby is bugged or the NEXT button on the end raid screen doesnt work. next day. bitcoins are now bugged where if you take them before having all 3 it will reset the counter. wow thats fucking stupid. learning how stupid the star rounds are as well as the shrapnel 10 rounds being able to kill you if they hit you once in the arms or legs. wow thats stupid. the star rounds are now removed i guess thats a plus reserve spawns got "fixed" with 12.8 spawn into a reserve raid and one of my squad mates spawn with another squad and gets immediately gunned down 10 seconds into the raid. RAID 3 JUST HAPPENED: watched my friend put 10 rounds into Gluhar and Gluhar drop shotted him through a wall with his ash 12 with 1 round tapped him with level 5 armor on. next raid we spawn in and 2 minutes in my entire squad gets "server connection lost: at the same time. anybody and i mean anybody that dares defend 12.8s launch has fucking stalkhome syndrome and i swear if any of you guys say. "its only a beta" i will tell you that 12.8 was from what i heard supposed to come out late AUGUST. if not then it still got delayed by another 2 weeks cause of internet issues and to iron out bugs and i have to wonder with all that time what the actual hell happened. this game costs about 40-140USD that is double of a AAA game and i can safely say half of the tarkov community owns EOD as well as some people who own MULTIPLE accounts that are EOD streamers mainly but the price shouldnt mean anything its just a joke where me and my friends just laugh and say "140 dollars" when shit like this happens.
I'm not really a survivor. I haven't earned that title yet but before I explain this post involves -Self harm -Sexual abuse (obviously) -Physical abuse -Emotional and Physiological pain, manipulation. -Dark web use/bitcoin yada yada -Underage porn/nudes etc. If YOU or anyone else is sensitive to these things PLEASE click off and read something else. I consider myself to be sexually abused, but not in the ways you might think. So of all places, I've come to the fire of the internet, reddit. Okay, so I'm going to give relatively the shortest summary of my 3 years of going through this CURRENTLY as I can. I am on another community app called Amino - Communties and chats. Where people can go into live chatrooms, create posts, do forums, polls etc. It seems like a dream for any young teen like me who's been bullied most of her life and has no friends. It became my escape, but now, it seems more like a prison I can never get out of. At the start I met this guy called darklord, (his username) I have his real name, his face, his address and phone number, but I will not be exposing him, because I still have respect for him, but he doesn't have a slither of it for me. I met him in private messages after someone introduced me to him. And he tried to get me into a contract where I would be considered a "dog" and I won't have no rights as a person and I would be seen literal trash made to do whatever he said. I saw that in the contract, despite him trying to sugarcoat it. I declined it originally. I wanted nothing to do with this person. Then later on down the line he got his other male friends to gang up on me, and threaten me with my IP address, and convinced me to believe that I was at a real threat, I was freshly 15, and had no knowledge about IP addresses, or anything of the sort, I was told I had to be in a contract otherwise they would leak all my personal information and one of the males threatening me lived in the same country and was going to hurt me. I did as he said and signed the contract, and he made me do things I didn't want to do, and made me believe I didn't have a choice, SO I sent him nude images, keep in mind that this person is an adult, and knows what hes doing, he was passed the age of 18 at the time, but he never told me anything significant about him, at the time, so I didn't know his age. I had no idea that he had saved the images at all. And later on down the line I ended breaking the contract because he would degrade me in public, along with several other members in the community, the community had over 2 million people and the most relevant people there would constantly ruin me, saving images of my face without my knowledge and degrading it behind my back and making others hate me. Throughout this time I started to notice it wasnt just me in these harmful manipulative contracts. They're several young girls in these contracts. Some even younger than me. Doing the exact same things. And my self worth started to plummet, I was taken out of school during this time because my bullies got physical. Way too physical, and my mum was frightened for my health and safety. So with nothing to distract me from the abuse I was getting online, and it being the only place were I could talk to others, the saying pops in my head; "Any attention is good attention" In my case, any person who paid interest in me, was a good thing, because all my life I've never had freinds, and it made me a massive people pleaser and very vunderable. So throughout that time, I kept trying to please those people who would laugh at me, tease me, and meeting people who had already had a tarnished view of me from other people's words. This really started messing with my self esteem, I didn't notice it at first, because of my bullying, I already had a bad self esteem. Slowly, I started to lose my passions, everything that made me unique. Like art, food became tasteless, I joined to a new all girls grammar school after seven months of dealing with emotional abuse, school was pushed aside, I started to skip school, I developed a harsh flaring temper that could trigger any second even now towards my loved ones. Girls at school started to hate me because I wouldn't work. I'd never want to wake up in the morning, I would stall for aslong as I possibly could, and constantly be late. The teachers and students made it a kinda reputation for me and I became the "bad egg" of the students. But they didnt understand, no one did. I started to skip school, my anxiety became worse, way worse, I'd sit down in classes and have break downs if work needed to be asked of me, cause I knew I haven't done it, that app became my life. All day at school I'd think about amino, constantly. You wouldn't catch me paying attention in lessons, all I did was sing, and write song lyrics. It used to make the teachers really mad, and I could understand that. With no one understanding me, I kept to myself, with the app, like a drug. I started to isolate myself, from my parents, everyone, I wouldn't tell anyone anything, and I still don't. I spent most of my time in the behavioural support room, because I'd have anxiety break downs, and my feelings were constantly a rollercoaster. This time early this year was nearing to GCSE's and I didnt know what actually happened to me was abuse, so I chalked my sadness up to insecurities, and lack of motivation because my grades dropped so badly from being out of school, I'd missed a crucial whole year of content. I kept trying to slow down time to figure out the real problem, but I couldn't, I was walking around trapped inside a dead body. I didn't feel alive. I put a mask to all the students that I didn't care. And it ultimately hurt me more. I couldn't slow down my GCSE's I couldn't start again, that ruined me for a long while. On the app, I tried to stop darklord from hurting someone else who I thought had my back, but, darklord found out it was me that warned him. And, he exposed my nude pictures to everyone, My face was reduced to nothing from that day, everyone had it. I feel violated, disgusting, and not human, I feel horrible, and the worst human alive, I've never known people to be so cruel, this cruel before. If I I didn't feel dead before, I definitely felt dead now. The person I tried to protect laughed in my face, and strung me along for a while, and developed my bad temper, and took credit for it like it was a good thing, he was a narcissist and a deceitful liar. I went off the app for a while, then created a youtube account. In the youtube account I felt ready enough to break my silence. In the video, I talked about my experience on the app, and told my story, and warned people about doing and falling for what I did. One night, the video got over 200+ views. But not by random people, they were people from darklord's group, he had a massive group of people that had influence around the entire amino. Everyone knew them, so when they found it, they showed it in a screening room full of people, and ridiculed it for all to see, showing my face, making fun of me, and laughing at what happened to me like a funny joke. That night I received so many hate comments, death threats, and other mean things, that ultimately made me fall into going back onto the app. When I went back on it, I was ridiculed and looked down on as a literal dog, everyone hated me, people WHO I didn't even know treated me like absolute shit. I dont feel human anymore. And now I found out that they -Self underage nudes through bitcoin -Steal bitcoin accounts (dont know if that's considered Identity theft) -Gets others, minors to slit their wrists through threats -Have caused suicides. -And are possibly doing worse to others than me. It kills me everyday knowing that I've gone through this and can never speak out to anyone because I feel so ashamed. I'm afraid, because I want to be a famous singer when I'm older, and I feel like I've ruined everything, and everything's my fault, and I was meant to be hated since I was born. My face aren't in the nudes, but that doesnt matter, I feel violated, and exposed and disgusting. My soul and heart are in those pictures And I can never get them back, They're still doing this disgusting acts and getting away with it, even having all their information, I'm not in their country, so I cant do anything, plus I sont want my family knowing about this because I feel like a disgrace. Please help me. Thanks for reading.
Alright guys, Ive been working on this for a while and a post on here by a guy describing his portfolio here was the final kick in the ass for me to put this together. I started writing this to summarize what Im doing for my friends who are beginners, and also for me to make some sense of it for myself Hopefully parts of it are useful to you, and also ideally you guys can point out errors or have a suggestion or two. I'm posting this here as opposed to investing or canadianinvestor (blech) because they're just gonna tell me to buy an index fund. This first section is a preamble describing the Canadian tax situation and why Im doing things the way that I am. Feel free to skip it if you dont care about that. Also, there might be mistake regarding what the laws are here so dont take my word for it and verify it for yourself please. So here in Canada we have two types of registered accounts (theres actually more but whatver). There is the TFSA "Tax Free Savings Account", and RRSP "Registered Retirement Savings Account" For the sake of simplicity, from the time you turn 18 you are allowed to deposit 5k (it changes year to year based on inflation etc)in each of them. That "room" accumulates retroactively, so if you haventdone anything and are starting today and you are 30 you have around 60k you can put in each of them. The prevailing wisdom is that you should max out the TFSA first and you'll see why in a minute. TFSA is post tax deposits, with no capital gains or other taxes applied to selling your securities, dividends or anything else. You can withdraw your gains at any time, and the amount that you withdraw is added to the "room" you have for the next year. So lets say I maxed out my TFSA contributions and I take out 20k today, on January of next year I can put back in 20k plus the 5 or whatever they allow for that year. You can see how powerful this is. Theres a few limitations on what is eligable to be held in the TFSA such as bitcoin/bitcoin ETFs, overseas stocks that arent listed on NYSE, TSX, london and a few others. You can Buy to Open and Sell to Close call and put options as well as write Covered Calls. The RRSP is pre-tax deposits and is a tax deferred scheme. You deposit to lower your income tax burden (and hopefully drop below a bracket) but once you retire you will be taxed on anything you pull out. Withdrawing early has huge penalties and isnt recommended. You are however allowed to borrow against it for a down payment as a first time home buyer. The strategy with these is that a youngperson entering the workforce is likely to be in a fairly low tax bracket and (hopefully) earns more money as they get older and more skilled so the RRSP has more value the greater your pre-taxincome is. You can also do this Self Directed. Its not relevant to this strategy but I included it for the sake of context. Non registered accounts ( or any other situation, such as selling commercial real estate etc) is subject to a capital gains tax. In so far as I understand it, you add all your gains and losses up at the end of the year. If its a positive number, you cut that number IN HALF and add it to your regular pre-tax income. So if I made 60k from the dayjob and 20k on my margin account that adds up to 70k that I get taxed on. if its a loss, you carry that forward into the next year. Theres no distinction between long term and short term. Also physical PMs are treated differently and I'll fill that part in later once I have the details down. The reason why all that babble is important is that my broker Questrade, which isnt as good as IB (the only real other option up here as far as Im aware) has one amazing feature that no other broker has: "Margin Power" If you have a TFSA and a Margin account with them, you can link them together and have your securities in the TFSA collateralise your Margin account. Essentially, when it comes to the Maintenance Excess of the Margin Account QT doesnt care if its in the TFSA *or* the Margin! You can see how powerful this is. ------------------------------------------------------------------------------------------------------------------------------------------------ So as you can tell by the title, a lot of this is heavily inspired by Chris Cole's paper "The Allegory of the Hawk and the Serpent". You can read it here: https://www.artemiscm.com/welcome#research Between it, his interviews and my mediocre options skills at the time my mind was blown. Unfortunately I didnt know how to do the Long Volatility part until after the crash in March but I've since then had nothing but time to scour the internet and learn as much as I could. The way I interpret this isnt necessarily "what you should have right now", but what abstracted model they were able to backtest that gave them the best performance over the 90 years. Also, a lot of my portfolio I already had before I started trying to build this. As such my allocations dont match the proportions he gave. Not saying my allocations are better, just showing where they are at this time. I'm going to describe how I do Long Volatility at the end rather than the beginning since the way *I* do it wont make sense until you see the rest of the portflio. Physical PMs 22% I'm not sure wether he intended this to be straight up physical gold or include miners and royalty streaming companies so I will just keep this as physical. I consider Silver to be a non-expiring call option on gold, so that can live here too. I am actually *very* overweight silver and my strategy is to convert a large portion of it to gold (mostly my bars) to gold as the ratio tightens up. If youre into crypto, you can arguably say that has a place in this section. If an ETF makes sense for part of your portfolio, I suggest the Sprott ones such as PHYS. Sprott is an honest business and they actually have the metal they say they have. If you have enough, you can redeem your shares from the Royal Canadian Mint. The only downside is that they dont have an options chain, so you cant sell covered calls etc. Simple enough I suppose. One thing to bear in mind, there is a double edged sword with this class of assets. They're out of the system, theyre nobody's business but your own and theres no counter party. That unfortunately means that you cant lever against it for margin or sell covered calls etc. You can still buy puts though (more on that later) Commodity Trend (CTA) 10% https://youtu.be/tac8sWPZW0w Patrick Ceresna gave a good presentation on what this strategy is. Until I watched this video I just thought it meant "buy commodities". A real CTA does this with futures also so aside from the way he showed, there are two other ETFs that are worth looking at. COM - This is an explicit trend following ETF that follows a LONG/FLAT strategy instead of LONG/SHORT on a pile of commodity futures. So if they get a "sell" signal for oil or soybeans they sell what they have and go to cash. COMT- Holds an assortment of different month futures in different commodities, as well as a *lot* of various related shares in producers. Its almost a one stop shop commodities portfolio. Pays a respectable dividend in December If you want to break the "rules" of CTA, and include equities theres a few others that are also worth looking at KOL- This is a coal ETF. The problems with it are that a lot of the holdings dont have much to do with coal. One of them is a tractor company. A lot of the companies are Chinese so theres a bit of a red flag. Obviously Thermal Coal, the kind used for heating and powerplants isnt in vogue and wont be moving forward...but coking coal is used for steel manufacturing and that ain't going anywhere. The dividend is huge, pays out in December. A very very small position might be worth the risk. Uranium- I'm in URA because thats the only way for me to get exposure to Kazatoprom (#1 producer), which is 20% of the holdings. The other 20% is Cameco (#2 producer)and then its random stuff. Other than that I have shares in Denison which seems like its a good business with some interesting projects underway. I'm still studying the uranium space so I dont really have much to say about it of any value. RSX- Russia large caps. If you dont want to pick between the myriad of undervalued, high dividend paying commodity companies that Russia has then just grab this. It only pays in December but it has a liquid options chain so you can do Covered Calls in the meantime if you want. NTR- Nutrien, canadian company that was formed when two others merged. They are now the worlds largest potash producer. Pretty good dividend. They have some financial difficulties and the stocks been in a downtrend forever. I feel its a good candidate to watch or sell some puts on. I'm trying to come up with a way to play agriculture since this new phase we're going to be entering is likely to cause huge food shortages. EURN and NAT- I got in fairly early on the Tanker hype before it was even hype as a way to short oil but I got greedy and lost a lot of my gains. I pared down my position and I'm staying for the dividend. If you get an oil sell signal, this might be a way to play that still. Fixed Income/Bonds 10% Now, I am not a bond expert but unless youre doing some wacky spreads with futures or whatever... I dont see much reason to buy government debt any more. If you are, youre basically betting that they take rates negative. Raoul Pal of Real Vision is pretty firm in his conviction that this will happen. I know better than to argue with him but I dont see risk/reward as being of much value. HOWEVER, I found two interesting ETFs that seem to bring something to this portfolio IVOL- This is run by Nancy Davis, and is comprised of TIPS bonds which are nominally inflation protected (doubt its real inflation but whatever) overlayed with some OTC options that are designed to pay off big if the Fed loses control of the long end of the yield curve, which is what might happen during a real inflation situation. Pays out a decent yield monthly TAIL- This is a simpler portfolio of 10yr treasuries with ladder of puts on the SPX. Pays quarterly. Equities 58% (shared with options/volatility below) This is where it gets interesting, obviously most of this is in mining shares but before I get to those I found some interesting stuff that I'm intending to build up as I pare down my miners when the time comes to start doing that. VIRT- I cant remember where I saw this, but people were talking about this as a volatility play. Its not perfect, but look at the chart compared to SPY. Its a HFT/market making operation, the wackier things get the more pennies they can scalp. A 4% dividend isnt shabby either. FUND- This is an interesting closed end fund run by Whitney George, one of the principals at Sprott. He took it with him when he joined the company. Ive read his reports and interviews and I really like his approach to value and investing. He's kind of like if Warren Buffett was a gold bug. Theres 120 holdings in there, mostly small caps and very diverse...chicken factories, ball bearings all kinds of boring ass shit that nobody knows exists. Whats crucial is that most of it "needs to exist". Between him, his family and other people at Sprott they control 40% or so of the shares, so they definitely have skin in the game. Generous dividend. ZIG- This is a "deep value" strategy fund, run by Tobias Carlisle. He has a fairly simple valuation formula called the Acquirer's Multiple that when he backtested it, is supposed to perform very well. He did an interview with Chris Cole on real Vision where he discusses how Value and Deep Value havent done well recently, but over the last 100 years have proven to be very viable strategies. If we feel that theres a new cycle brewing, then this strategy may work again moving forward. I want to pause and point out something here, Chris Cole, Nassim Taleb and the guys at Mutiny Fund spend a lot of effort explaining that building a portfolio is a lot like putting together a good basketall team. They need to work together, and pick up each others slack A lot of the ETFs I'm listing here are in many ways portfolios in and of themselves and are *actively managed*. I specifically chose them because they follow a methodology that I respect but I can't do myself because I dont have the skill, temperament or access to. The next one is a hidden gem and ties into this. I'm not sure how much more upside there is in this one but man was I surprised. SII- Sprott Inc. I *never* see people listing this stock in their PMs portfolios. A newsletter I'm subscribed to described this stock as the safest way to play junior miners. Their industry presence, intellectual capital and connections means that they get *the best* private placement deals in the best opportunities. I cant compete with a staff like theirs and I'm not going to try. I bought this at 2.50, and I liked the dividend. Since then they did a reverse split to get on the NYSE and like the day after the stock soared. When it comes to mining ETFS I like GOAU and SILJ the best. None of their major holdings are dead weight companies that are only there because of market cap. I dont want Barrick in my portfolio etc. SGDJ is a neat version of GDXJ. Aside from that my individual miners/royalty companies are (no particular order) MMX SAND PAAS PGM AUM AG MUX RIO- Rio2 on the tsx, not rio tinto KTN KL Options/Volatility: varies So this is where we get to the part about options, Volatility and how I do it. I started out in the options space with The Wheel strategy and the Tastytrade approach of selling premium. The spreads and puts I sell, are on shares listed above, in fact some of those I dont hold anymore. Theres tons of stuff on this in thetagang and options so I wont go into a whole bunch (and you shouldnt be learning the mechanics from me anyway) but theres one thing I want to go over before it gets wild. If I sell a Cash Secured Put, from a risk management perspective its identical to just buying 100 shares of the underlying security. You are equally "Short Vol" as well, it just that with options its a little more explicit with the Greeks and everything. But if I use my margin that I was talking about earlier, then I can still collect the premium and the interest doesnt kick in unless Im actually assigned the shares. But if I sell too many puts on KL or AG, and something happens where the miners get cut down (and lets be real, they all move together) my margin goes down and then I get assigned and kaboom...my account gets blown up So what I need to do, is balance out the huge Short Vol situation in my portfolio, be net Long Vol and directly hedge my positions. Since the overwhelming majority of my equities are all tied to bullion this is actually a very easy thing to do. Backspreads https://youtu.be/pvX5_rkm5x0 https://youtu.be/-jTvWOGVsK8 https://youtu.be/muYjjm934iY So I set this up so the vast majority of my margin is tied up in these 1-2 or even 1-3 ratio put spreads that *I actually put on for a small credit*, and roll them every once in a while. I run them on SLV, and GDX. I keep enough room on my margin so I can withstand a 10% drawdown before it sets off the long end of the spreads and then I can ride it out until it turns around and we keep the PM bull market going. Theres another cool spread I've been using, which is a modified Jade Lizard; if already hold shares, I'll sell a put, sell a covered call, and use some of the premium to buy a longer dated call. Ive been running this on AG mostly. I have a few more spreads I can show you but Im tired now so it'll have to wait for later. As I said multiple times, I do intend to trim these miners later but now isnt the time for that IMO. I'm also monitoring this almost full time since I have an injury and have nothing better to do until I heal :p
Is puchasing a home viable for my wife and I? Roast me. Comprehensive financials and personal info included
Let me preface this by saying it will be long and I'm not a very good representation of the ideals of this sub. Although I've beenr eading for 2 years now and it has massively changed my life there is a long way to go yet... My wife and I are interested in purchasing a home in 1-3 years hopefully and I would like to share with you our story and our finances to ask your opinion and advice. We currently rent an apartment for $1500/month in a suburban area. 2 bedroom, 1 bath. Income: $80-90k/year rough. Potentially more. But likely in this range. Debt: $9000 credit card 1 20%(used to be 14k) $2600 credit card 2 %18 (used to be 3500) $2600 line of credit (max 3k) 11% (also used to be maxed....) $12000 personal loan %9 (consolidated credit card debt) started at 15k $12000 car loan (interest not certain but pretty sure 6-7%- 2013 Chevy Trax 190k km's - Borderline underwater but if so not substantially? $1500 - student loan (almost gone, we pay 100/mo) Savings: $3000 emergency savings $6600 RRSP (fully stocks) NPI - 72% - Avg Cost - $25.53 - Current $30.34 BPY.UN - 27% Avg Cost - $12,53 - Current $13.46 $935 US TFSA (fully stocks) SBUX - 100% - Avg Cost - 63.35 $15527 - CAN TFSA (fully stocks) ABT - 13% - Avg Cost - $10.61 - Current $13.67 BCE - 67% - Avg Cost - $56.89 - Current $54.97 MFC - 14% - Avg Cost - $21.89 - Current - $16.93 NFI - 6% - Avg Cost - $21.74 - Current - $15.94 Cryptocurrency: Bitcoin, Ethereum - $2500 CAN approximately (had a habit of buying small amounts of it a few years ago, don't put any money in anymore but actually get a small amount for free monthly due to various online activities) - We treat is as fun money I could randomly one day pay off our debt with if I got super lucky.. So firstly I am fully aware of the ridiculousness of investing in stocks while carrying debt. I know it's stupid. Regardless of it's mathematical dumbness I can't mentally allow myself to put the money towards the debt. We have been successfuly paying down our debt of late and will keep doing so while investing the absolute minimum (auto investing 100/month in the tfsa). My work is an international union and has a 100% funded pension that has absolutely no chance of going under. I accumulate what is essentially between $70-100/month in "retirement income" every year I spend in this union and am highly likely to be in this union for the rest of my life. If I do leave it will be because I will be earning more in a better union with an even better pension. This is why I don't put money into my RRSP at the moment, also why I fully invest my savings as I already have the safety net part of me retirement. We are two 28 year olds who have only ever lived in the lower mainland and are hoping to have children in the next few years but it's very possible my wife won't be able to conceive. This doesn't mean we aren't trying however. And may eventually foster or adopt one day if it turns out impossible. The income is only mine. She has multiple autoimmune disorders that have caused the majority of our debt over the years. Now that I am in this union (1.5 years or so) though we have wonderful medical coverage and are finally able to dig ourselves out! She doesnt work a normal job due to a combination of that and some mental health issues. She may again one day but also may not. Shes not lazy, before this had been actively working since the age of 13. This doesn't mean she is doing nothing though as she is making a valiant effort at a work from home small business. This costs us roughly $100-200/month but could net well in the future...Potentially (1-2k/month returns, absolutely NO guarantees though) Our fixed monthly expenses are roughly as follows... $1500 rent, $200 car ins, $700 groceries (high due to allergies and specialty requirements), $40 life ins (term 500k), $35 rent ins, $200 phones, $65 internet, $50 elec, $100 student loan, disney plus, netflix, amazon prime, spotify, $200? gas (varies wildy month to month), car loan $250, personal loan $320, student loan $100, rest to credit cards.. We like our subscriptions and likely won't cut them. We eat out too much and this is an active battle. We went like a month where we only ate out once or twice, it's comeback the last 2 weeks but we're going to try our best to do better again... I know typing this out it looks like shit, suddenly I'm doubting myself completely. We are looking at homes in the Abbotsford,Chilliwak,Aldergrove area in BC. Mostly Apartments in the $200k-280k range, 2 bed minimum due to child possibilities. Are we insane? To add to this we generally receive very large tax returns yearly mostly due to Spousal amount, union dues deductions, and pharmaceutical costs. So we generally apply these to our debt. Last year was $6k. Likely this year will be much less but still... My job is also quite safe to some extent. I could lose it due to slow work for the union, but could also go work in the non-union sector during this time. I have a very good resume and can command $30+/hr from any company with a few days notice. Although I am currently making $45/hr. My hourly rate does fluctuate down to $40/hr at my current company depending on circumstances outside of my control. I'm also the type to always be doing something. I have a hard time relaxing. I would drive around with my wife delivering uber eats on the weekends to pay down debt. I write a blog in my spare time and try to monetize it. Doing nothing makes me anxious.
Bitcoin 11 Years - Achievements, Lies, and Bullshit Claims So Far - Tooootally NOT a SCAM !!!!
That's right folks, it's that time again for the annual review of how Bitcoin is going: all of those claims, predictions, promises .... how many have turned out to be true, and how many are completely bogus ??? Please post / link this on Bitcoin (I am banned there for speaking the truth, so I cannot do it) ... because it'a way past time those poor clueless mushrooms were exposed to the truth. Anyway, without further ado, I give you the Bitcoin's Achievements, Lies, and Bullshit Claims So Far ... . Bitcoin Achievements so far:
It has spawned a cesspool of scams (2000+ shit coin scams, plus 100's of other scams, frauds, cons).
Many 1,000's of hacks, thefts, losses.
Illegal Use Cases: illegal drugs, illegal weapons, tax fraud, money laundering, sex trafficking, child pornography, hit men / murder-for-hire, ransomware, blackmail, extortion, and various other kinds of fraud and illicit activity.
Legal Use Cases: Steam Games, Reddit, Expedia, Stripe, Starbucks, 1000's of merchants, cryptocurrency conferences, Ummm ????? The few merchants who "accept Bitcoin" immediately convert it into FIAT after the sale, or require you to sell your coins to BitPay or Coinbase for real money, and will then take that money. Some of the few who actually accept bitcoin haven't seen a customer who needed to pay with bitcoin for the last six months, and their cashiers no longer know how to handle that.
Contributing significantly to Global Warming.
Wastes vasts amounts of electricity on useless, do nothing work.
Exponentially raises electricity prices when big miners move into regions where electricity was cheap.
It’s the first "currency" that is not self-sustainable. It operates at a net loss, and requires continuous outside capital to replace the capital removed by miners to pay their costs. It’s literally a "black hole currency."
It created a new way for people living too far from Vegas to gamble all their life savings away.
Spawned "blockchain technology", a powerful technique that lets incompetent programmers who know almost nothing about databases, finance, programming, or blockchain scam millions out of gullible VC investors, banks, and governments.
Increased China's foreign trade balance by a couple billion dollars per year.
Helped the FBI and other law enforcement agents easily track down hundreds of drug traffickers and drug users.
Wasted thousands if not millions of man-hours of government employees and legislators, in mostly fruitless attempts to understand, legitimize, and regulate the "phenomenon", and to investigate and prosecute its scams.
Rekindled the hopes of anarcho-capitalists and libertarians for a global economic collapse, that would finally bring forth their Mad Max "utopia".
Added another character to Unicode (no, no, not the "poo" 💩 character ... that was my first guess as well 🤣)
Provides an easy way for malware and ransomware criminals to ply their trade and extort hospitals, schools, local councils, businesses, utilities, as well as the general population.
~~Bitcoin is "striking fear into the hearts of bankers, precisely because Bitcoin eliminates the need for banks. ~~, Mark Yusko, billionaire investor and Founder of Morgan Creek Capital, https://www.bitcoinprice.com/predictions/
"A bitcoin miner in every device and in every hand."
"All the indicators are pointing to a huge year and bigger than anything we have seen before."
"Bitcoin is communism and democracy working hand in hand."
"Bitcoin is freedom, and we will soon be free."
"Bitcoin isn't calculated risk, you're right. It's downright and painfully obvious that it will consume global finance."
"Bitcoin most disruptive technology of last 500 years"
"Bitcoin: So easy, your grandma can use it!"
"Creating a 4th Branch of Government - Bitcoin"
"Future generations will cry laughing reading all the negativity and insanity vomited by these permabears."
"Future us will thank us."
"Give Bitcoin two years"
"HODLING is more like being a dutiful guardian of the most powerful economic force this planet has ever seen and getting to have a say about how that force is unleashed."
"Cut out the middleman"
"full control of your own assets"
"reduction in wealth gap"
"cannot print money out of thin air"
"Why that matters? Because blockchain not only cheaper for them, it'll be cheaper for you and everyone as well."
"If you are in this to get rich in Fiat then no. But if you are in this to protect your wealth once the current monetary system collapse then you are protected and you'll be the new rich."
"Theres the 1% and then theres the 99%. You want to be with the rest thats fine. Being different and brave is far more rewarding. No matter your background or education."
"NO COINERS will believe anything they are fed by fake news and paid media."
"I know that feeling (like people looking at you as in seeing a celebrity and then asking things they don't believe until their impressed)."
"I literally walk round everyday looking at other people wondering why they even bother to live if they don't have Bitcoin in their lives."
"I think bitcoin may very well be the best form of money we’ve ever seen in the history of civilization."
"I think Bitcoin will do for mankind what the sun did for life on earth."
"I think the constant scams and illegal activities only show the viability of bitcoin."
"I think we're sitting on the verge of exponential interest in the currency."
"I'm not using hyperbole when I say Satoshi found the elusive key to World Peace."
"If Jesus ever comes back you know he's gonna be using Bitcoin"
"If this idea was implemented with The Blockchain™, it would be completely flawless! Flawless I tell you!"
"If you're the minimum wage guy type, now is a great time to skip food and go full ramadan in order to buy bitcoin instead."
"In a world slipping more and more into chaos and uncertainty, Bitcoin seems to me like the last solid rock defeating all the attacks."
"In this moment, I am euphoric. Not because of any filthy statist's blessing, but because I am enlightened by own intelligence."
"Is Bitcoin at this point, with all the potential that opens up, the most undervalued asset ever?"
"It won't be long until bitcoin is an everyday household term."
"It's the USD that is volatile. Bitcoin is the real neutral currency."
"Just like the early Internet!"
"Just like the Trojan Horse of old, Bitcoin will reveal its full power and nature"
"Ladies if your man doesnt have some bitcoin then he cant handle anything and has no danger sex appeal. He isnt edgy"
"let me be the first to say if you dont have bitcoin you are a pussy and cant really purchase anything worldwide. You have no global reach"
"My conclusion is that I see this a a very good thing for bitcoin and for users"
"No one would do such a thing; it'd be against their self interests."
"Ooh lala, good job on bashing Bitcoin. How to disrespect a great innovation."
"Realistically I think Bitcoin will replace the dollar in the next 10-15 years."
"Seperation of money and state -> states become obsolete -> world peace."
"Some striking similarities between Bitcoin and God"
"THANK YOU. Better for this child to be strangled in its crib as a true weapon for crypto-anarchists than for it to be wielded by toxic individuals who distort the technology and surrender it to government and corporate powers."
"The Blockchain is more encompassing than the internet and is the next phase in human evolution. To avoid its significance is complete ignorance."
"The bull run should begin any day now."
"The free market doesn't permit fraud and theft."
"The free market will clear away the bad actors."
"The only regulation we need is the blockchain."
"We are not your slaves! We are free bodies who will swallow you and puke you out in disgust. Welcome to liberty land or as that genius called it: Bitcoin."
"We do not need the bankers for Satoshi is our saviour!"
"We have never seen something so perfect"
"We must bring freedom and crypto to the masses, to the common man who does not know how to fight for himself."
"We verified that against the blockchain."
"we will see a Rennaisnce over the next few decades, all thanks to Bitcoin."
"Well, since 2006, there has been a infinite% increase in price, so..."
"What doesn't kill cryptocurrency makes it stronger."
"When Bitcoin awake in normally people (real people) ... you will have this result : No War. No Tax. No QE. No Bank."
"When I see news that the price of bitcoin has tanked (and thus the market, more or less) I actually, for-real, have the gut reaction "oh that’s cool, I’ll be buying cheap this week". I never knew I could be so rational."
"Where is your sense of adventure? Bitcoin is the future. Set aside your fears and leave easier at the doorstep."
"Yes Bitcoin will cause the greatest redistribution of wealth this planet has ever seen. FACT from the future."
"You are the true Bitcoin pioneers and with your help we have imprinted Bitcoin in the Canadian conscience."
"You ever try LSD? Perhaps it would help you break free from the box of state-formed thinking you have limited yourself..."
"Your phone or refrigerator might be on the blockchain one day."
The banks can print money whenever they way, out of thin air, so why can't crypto do the same ???
Central Banks can print money whenever they way, out of thin air, without any consequences or accounting, so why can't crypto do the same ???
It's impossible to hide illegal, unsavory material on the blockchain
It's impossible to hide child pornography on the blockchain
All Bitccoins are the same, 100% identical, one Bitcoin cannot be distinguished from any other Bitcoin.
The price of Bitcoin can only go up because of scarcity / 21 million coin limit. (Bitcoin is open source, anyone can create thir own copy, and there are more than 2,000+ Bitcoin copies / clones out there already).
immune to government regulation
"a world-changing technology"
"a long-term store of value, like gold or silver"
"To Complex to Be Audited."
"Old Auditing rules do not apply to Blockchain."
"Old Auditing rules do not apply to Cryptocurrency."
Bitcoin now at $16,600.00. Those of you in the old school who believe this is a bubble simply have not understood the new mathematics of the Blockchain, or you did not cared enough to try. Bubbles are mathematically impossible in this new paradigm. So are corrections and all else", John McAfee, 7 Dec 2017 @ 5:09 PM,https://mobile.twitter.com/officialmcafee/status/938938539282190337
2013-11-27: ""What is a Citadel?" you might wonder. Well, by the time Bitcoin became worth 1,000 dollar [27-Nov-2013], services began to emerge for the "Bitcoin rich" to protect themselves as well as their wealth. It started with expensive safes, then began to include bodyguards, and today, "earlies" (our term for early adapters), as well as those rich whose wealth survived the "transition" live in isolated gated cities called Citadels, where most work is automated. Most such Citadels are born out of the fortification used to protect places where Bitcoin mining machines are located. The company known as ASICminer to you is known to me as a city where Mr. Friedman rules as a king.", u/Luka_Magnotta, aka time traveler from the future, 31-Aug-2013, https://www.reddit.com/Bitcoin/comments/1lfobc/i_am_a_timetraveler_from_the_future_here_to_beg/
2018-12: Listen up you giggling cunts... who wants some?...you? you want some?...huh? Do ya? Here's the deal you fuckin Nerds - Butts are gonna be at30 grandor more by next Christmas  - If they aren't I will publicly administer an electronic dick sucking to every shill on this site and disappear forever - Until then, no more bans or shadow bans - Do we have a deal? If Butts are over 50 grand me and Lammy get to be mods. Deal? Your ole pal - "Skully"u/10GDeathBoner, 3-Feb-2018 https://www.reddit.com/Buttcoin/comments/7ut1ut/listen_up_you_giggling_cunts_who_wants_someyou/
2018-12: "Bitcoin could be at$40,000by the end of 2018, it really easily could", Mike Novogratz, a former Goldman Sachs Group Inc. partner, ex-hedge fund manager of the Fortress Investment Group and a longstanding advocate of cryptocurrency, 21-Sep-2018, https://www.youtube.com/watch?v=6lC1anDg2KU
2018-12: Bitcoin will end 2018 at the price point of$50,000, Ran Neuner, host of CNBC’s show Cryptotrader and the 28th most influential Blockchain insider according to Richtopia,https://www.bitcoinprice.com/predictions/
I earned about 4000% more btc with my android tablet than with a $250 ASIC mini rig setup using GekkoScience Newpac USB miners!
Requirements: 1.) Android Device with access to Google Play Store. *I haven't tried yet but you may be able to use tis on Android TV devces as well by sideloading. If anyone has success before I try, let me know! -Note, I did this with a Samsung Galaxy Tab S6 so its a newer more powerful device. If your android is older, your profts will most likely be less than what I earned but to give a projected range I also tested on my Raspberry Pi 4 running a custom LineageOS rom that doesn't allow the OS to make full use of the Pi's specs and I still got 500 h/s on that with Cloud boost, so about 60% of what my Tab 6 with MUCH Higher Specs does. **Hey guys. Before I get started i just wanted to be clear about one thing. Yes I have seen those scammy posts sharing "miracle" boosts and fixes. I have a hard time believing stuff online anymore. But this is honestly real. Ill attach photos and explain the whole story and process below. Thanks for taking the time to read and feel free to share any thoughts, concerns, tips, etc* So last week I finally got started with my first mini rig type mining build. I started getting into crypto about a year ago and it has taken me a long time to even grasp half of the projects out there but its been fun thus far! Anyways my rig was 2 GekkoScience Newpac USB miners, a Moonlander USB miner to pair with an FPGA i already had mining, a 10 port 60W 3.0 USB hub and 2 usb fans. The Newpacs actually are hashing at a combined 280 g/s which is actually better than their reported max hash rate when overclocked. Pleasant surpise and they are simple!! I just wanted to get a moonlander because my fpga already mines on Odocrypt for DGB and I just wanted to experience Scrypt mining and help build the DGB project. The Newpacs are mining BTC though. After I got everything up and running i checked my payout daily average after 1 week. I averaged .01 a day TOTAL between all three miners with them all perforing ABOVE SPEC!!! I had done research so i knew I wouldnt earn much. More than anything i just wanted to learn. But still. I was kinda surprised in a negative way. Yesterday I actually earned less than .01 Frustrated I went back to scouring the web for new ideas. About a year ago, when II was starting, I saw an app on my iphone called CryptoBrowser that claimed to mine btc on your phone without actually using phone resources using a method of cloud mining. I tried it for a week and quit because I earned like .03 after a ton of use and seemed scammy. Plus my iphone actually would get very hot when doing this so I quit using it as it seemed like a possible scam with all the cryptonight browser mining hacks and malware out there. Anyways I was on my Galaxy Tab S6 and saw that CryptoBrowser released a "PRO" edition for 3.99 on Google Play. I bought it for Sh*ts and giggles and booted it up. It came with what they called "Cloud Boost" Essentially this is a button you press and it multiplys the estimated hashrate that it gives you device by the number shown on the boost button. (With the purchase of PRO you get one free x10 boost. You can purchase additional boosts to use with other android devices but those are actually pretty pricy. Another x10 boost was like $25 if i remember correctly). I played with it for about an hour to see if it actually worked like it said it would this time. To my surprise, as i was browsing, my device didnt increase in temperature AT ALL!!!!! I checked my tast manager to confirm and it was indeed true, my memory and usage barely went up. it was giving me an estimated range of 80-105 on the hashrate. Once i pushed the x10 boost button, that went to 800-1150 h/s. I switched my screen to not go to sleep, plugged it to the charge and let it run on the browser page, hashing. When you push the boost button, it runs for 3 hours at the boosted speeds. After that it goes back to normal but if you press the button again, it boosts everything again. There is no limit to how many times you use it. After checking what I earned after 24 hours, I HAD MADE .40 in BTC!!!!! I JUST EARNED OVER 4000% MORE THAN MY $280 MINING RIG EARNED ME!!!! I was blown away. Maybe this was a fluke? I did it again next day. Every 3 hours or so I would push the button again but thats all. Sure enough, .35 that day. Also, it realy BTC. I requested a payout and although it took like 12 hours for them to send me an email stating they had just sent it, I actually did recieve the state amount of BTC within 24 hours in my personal wallet. The fees to send are SUPER LOW!. Like .01 Below I will list the steps I took, along with an explanation of thier "Mining" process on Androids. Reminder, this ONLY WORKS ON ANDROIDS. Also DO NOT use cryptobrowser on a physcal laptop or desktop. I ran it on an old laptop for three days last year and it fried it. It does actually use your hardware on those platforms to mine and it is not efficnet at all as I suspect they prob steal over half of your power for themselves using the REAL RandomX protocol via browser mining which is EXTREMELY INEFFICIENT DONT TRY IT!! -----How To Do This Yourself: Cryptotab Browser states the program works on Android devices by estimating what it thinks the hashrate would be for your device specs and siimulates what you would mine in a remote server however you still earn that estimated coin amount. It is not a SHA-256 process or coin that they say is mining, rather it is XMR and they swap that and pay it out to you in BTC Bitcoin. However I know damn well my Tab S6 doesnt hash 80-105 h/s on RandomX because I have done it with a moodified XMRig module i ported to Android. I got 5 h/s a sec if I was getting any hashes at all. But thats besides the point as I still was making money. Now, when you press that cloud boost button it immediately boosts that hash rate it estimates by the number on the cloud boost. As stated above, you can purchase more boosts and gift them or use them on extra android devices that you may have. Again, they are pricey so I'm not doing that plus it would just mean that I have another device that I have to leave on and open. The boosts come in x2, x4, x6, x8 and x10 variants. Again, they have unlimited uses. Here is the link to grab yourself CryptoBrowser Pro from CryptoTab. This IS A REFERRAL LINK! This is where I benefit from doing tis tutorial. Like i said, I want to be transparent as this is not a scam but I'm also not doing this out of the love of my heart. Their referral system works in that people that use the donwload the app using your link are your stage 1 referrals. Anytime they are mining, you earn a 15% bonus. So say they mine $.30 one day. You would get paid out an additional $.045 in your own balance (it does not come out of the referred user balance fyi so no worries). Then lets say that referred miner also gets their own referrals. I would get a 10% bonus on whatever THOSE people mine. This goes on and on for like 8 tiers. Each tier the bonus percntage essential halves. So again, I stand to benefit from this but it also is stupid to not make this visible as its WAY CHEAPER, EASIER AND MORE PROFITABLE TO GET BTC USING THIS METHOD THAN IT IS USING ASICS!! THIS EARNS ALMOST AS MUCH BTC AS AN ANTMINER S7 DOES RUNNING 24/7 ONLY WITHOUT THE HUGE ELLECTRICTY BILL AND COSTS!!!!) Thats it. Again, if you have concerns, let me know or if you have suggestions, other tips, etc... mention those as well!!! https://cryptotabbrowser.com/8557319 Links to Picture Proof http://imgur.com/gallery/P13bEsB
EVEN MORE CHANNELS JUST ADDED 80 New Canadians Channels ( Including Super Sports & One Soccer ),SURELY WE CANT GET EVEN BIGGER,BUT BET WE CAN AND WILL ,COME TEST/JOIN THE BIGGEST AND BEST AVAILABLE,THATS WHY I AM BEEN BLOCKED FROM ADVERTISING ON r/resellers
[ Removed by reddit in response to a copyright notice. ]
So I will make this quick... At the beginning of March the following was relayed to me by someone who I know was involved in filming Season 8. Its confirmed he was there as an extra. I asked for info and this is what he sent back.
Well where do I start then? The first scene I was on, Dany and Jon arrive back at Winterfell, I'm a Winterfell resident and we were told to look at the unsullied and dothraki as Invaders and not to make them feel welcome. They have brought wagons of dragon glass that have been reshaped into knifes, axe heads, arrow tips, Spears etc and they concrete them into the tops of the walls of Winterfell to slow wights down. Theon rescues his sister, I wasn't on that shoot but apparently their uncle is killed in the skirmish. Millisandre returns from Essos with a company of warriors of the red God just in time for the battle against the wights. Jon rides a dragon and provides close air support. One scene Dany is on the ground outside Winterfell alone surrounded by wights and jorah arrives to defend her, I wasn't there for the opening of that scene or the end so I'm not sure what happens. The wights get over the wall and bust through the gates, at this stage it's everyone for themselves, Jon and co try to save the civilians sheltering in the crypts. Bran is alone at the God's wood, his guards all killed, theon arrives and saves him only to be confronted by the knights king, Theon gets stabbed by the knights king with his own spear and dies
He then asked me if he should continue... I said sure, he said its super spoilery, I said go ahead.
Ok, The knights king draws his sword and then Arya arrives, she draws her valyrian dagger and attempts to stab him, he catches her hand, she drops it and catches it with her other hand then drives it into him and boom every white walker is killed instantly
March 8th he sent this to me and to be honest I thought best case scenario, the guy saw a bogus scene being filmed, but more than likely he is just spreading misinformation. Essentially he was telling me that Arya kills the Nightsking using a move from The Last Jedi. I questioned this, I said that cant be who kills the Nightking.... it goes against absolutely everything thats been forshadowed, and Theon guarding Bran? Bran in the godswood with guards? Plus, the guy is not a close friend, hes an acquantance who I have worked with and we are on good terms but not someone I would trust like a close friend or anything. Then I saw the last episode....and I have to admit I started to wonder if he was telling the truth afterall, but I just cant get my head around the White Walkers being finished by end of Episode 3. Further comments on what he saw...
Yeah, the dagger that started the whole original war is used to end this one. I have goosebumps just remembering everything that happened even now, I can't wait to see how it comes out on the screen. But you have to remember they did say that they were going to film multiple fake scenes to throw people off, but I think that's bullshit myself, it costs too much to do and they wanted even more of a budget than they got.
She looses the baby(Cersei), cleganebowl is supposed to be happening. I think Davos bites the dust too in Winterfell and millisandre and grey worm
ETA: I am not advocating on behalf of any of the theories above. Just sharing what I was told. ETA2: Proof? Its the internet kiddo's, there is no such thing as proof... facebook messenger conversations can be faked in minutes. All I get from posting "proof" is the potential to out the informant. Im a random guy on reddit posting information that was given to me by an acquaintance who worked on the show. Skepticism is expected and healthy. We only have a few days to find out the truth of the matter either way. Update 29.04.2019 So my guy was right. Mostly. As this is reddit what I could do now is say I messaged my guy and start posting more predictions, ride the karma wave right through the next few weeks. But thats not what I am going to do. I already asked my guy everything he knows and thats posted above. You know everything we know. I will now go back to lurking as I have nothing more of value to tell you. Firstly though, the interesting take away from all of this is the stuff he got wrong. I have no doubt he has reported all he saw and heard, but that doesnt mean all he saw will make into the final show. I am sure Mellisandre did turn up with a company of warriors, but it was axed from the final cut. Maybe there was an extended battle where Euron was actually killed when Yara was rescued? I have no doubt multiple versions of scenes were indeed filmed, any experienced filmmaker will take as much footage into the editing stage of the process as possible. I would know, I am a filmmaker. Sometimes, you have a vision of a story you want to tell and you execute that vision flawlessly but.... the shot just doesnt work. It just doesnt fit in with the shots around it. Scaled up, this is the same with a production like Game of Thrones, sometimes scenes just dont fit together. This is the issue with spoilers that come from the set im afraid, it may not necessarily be intentional deception just the proccess of making films. Lastly, to the people offering me money and bitcoin in my mailbox for more spoilers, please wise up. Dont make it this easy to be exploited.
Part 8 (has access to parts 1-7 in it) For some reason it would not post the last day or so. It is early 2017. I have been carrying on my usual playing 10-20 hours a week to survive. Still lethargic is best term I suppose. I just dont get excited to play anymore. I consider getting a job to remind me how shitty working is so it gives me a kick in the teeth to play poker. Then it dawns on me, I hate playing poker now. Poker has been tainted. Everything bad that happened to me I can associate with poker. The rise and fall was poker (the fall part). The oxycontin started as a performance enhancer to log more hours. Everything I consider to be wrong in my life I trace back to poker essentially, even if just a butterfly affect reason that had I done something else I wouldnt be here. Hating poker is not the greatest realization considering its my only means to income outside of grunt labor. I seek a job in a couple places to no avail which was fine, I didnt wanna do that either. Several months earlier I had started playing on SWC (bitcoin site) and became familiarized with bitcoin. Thought nothing of it, it was just the currency I was winning or losing. I dont read a thing about it, I learn nothing of it. I wasnt playing a ton or even big stakes, my intention for playing online was to just stay sharp in case it ever comes back full fledge. I have 5-6 btc on this site at the most (2-3k) and I flush it playing plo and big o not thinking much of it. Back to 2017. Its March/April~ of 2017. I am playing cards one night dicking around probably had a couple drinks and was needling the usuals etc. A guy I do not know is in the game. Looks Russian. I bet he interfered in our election... fucking commies. I dont remember how I got to talking to him but crypto had been brought up. I talk about SWC. Tell him I had a few btc but not anymore. The only other thing I remember well from the conversation was bitching about going from an iphone4 (yes I had an iphone4 from 2010-17, the same one. It barely worked. Many oxycontins snorted off the back of that phone, texts dating back to when I got it in 2010) to the 6 or 7 or wtfever I have now, which is bigger and its harder to text and drive. He just responds by saying “first world problems are the worst”. Amen brother, those Africans and Venezuelans have no clue of our struggle. I end up talking to him a bit and it turns out he mines crypto. Has a website that sells mining equipment. He has a hell of a back story too. I tell him I am interested in mining. I have about 20k to my name at this time and I realized recently that I dont like playing poker so why not? He eventually tells me not to do it. Regardless we become friends and he is ultimately the most important friend I have ever made. I have made more positive strides mentally since meeting him (mostly work ethic, realizations, reality checks and aspirations) As silly as it sounds, when he told me “first world problems are the worst” it stuck with me. He was saying it as a joke but jokes are funniest when true. He is genuinely the smartest guy I have ever associated with also. If you run into him at a poker table youd think he was a high functioning autist. Then you talk to him and go “ohhh hes just one of those Einstein type geniuses”. His hair is usually a mess, he cuts his own hair for or has his girlfriend do it. He wears cheap clothing usually since it all covers your ass or nipples I suppose. He virtually never instigates conversation with people he doesnt know. He is really deliberate with his actions. Talks really calmly and knows exactly what he is saying. He is just on the same level at all times it seems. Meeting him has definitely changed my life for the better. We become friends pretty quickly. I know I went on a downer after meeting him because I couldnt afford to buy mining stuff and remember wanting to (again, he told me not to do it eventually anyways). Which will lead me to another good friend to have. Between 2015 and this point in 2017 I have shot myself in the foot not logging hours a couple times. A friend has bailed me out with a loan or short term stake a few times. He is a well off restaurant owner who loves poker more than just about anything not related to him. Every time I see him we talk about hands he played and he just eats it up, has photographic memory and never butchers a hand history which is nice. He is as good hearted of a guy as I have ever met. (Sorry if this is getting long winded giving praise to people close to me, I intend on sharing with a few people and would like them to know what they mean to me as corny as that is because I suck at doing it in real life. Plus it is kinda gay to get mushy sounding in real life, but I digress. Theyve heard virtually none of the content of this whole thread either, a ton of this stuff I have never shared) In fact he is too kind hearted. He has helped people who wouldnt piss on him if he was on fire, and people have burned him on many occasions. My only complaint about this person is he never kicked my ass and told me to log more hours or fuck off. I needed it. If I just logged hours I wouldnt need the help. Its as simple as that. I have no leaks other than the unwillingness to play (leaks as in drugs/pit games/strippers/wtf ever else) and it has hindered me immensely over the these last couple years. (Ok I do have one embarrassing leak that has been fixed for a year and change, mobile games... I have spent like 30,000$ on mobile games between late 2016 and late 2018, Lords Mobile specifically clocked me for 20k. This definitely hindered my ability to build a roll and got me into a few jams. When youre not logging hours playing youre sitting around gaming and these games arent cheap obviously) It is around May now and my friend who messes with crypto tells me that Bitcoin is going to 10,000$. Its like 800$ at the time iirc. I own a couple from Ignition cashouts. I kind of trust him. I cant argue him on it as I have literally no mental fortitude on the subject, but I essentially shrug it off. I start watching the price on poloniex and am watching prices jump like crazy. Light bulb in head! I can buy the dips sell the peaks and have more BTC! Lets load the 2.5btc I have onto poloniex! Sell peak but it keeps climbing... “FUCK! gotta get it back before it goes to 10k! Whew. Still have 2.45 BTC. FUCK! Its dropping! Get it out before it goes to zero!” Yea I turned that 2.5 BTC into .4 BTC. No joke. I think I ended up throwing it onto SWC and losing it once it was almost gone. I honestly forget. I had nothing when it finally hit 20k other than some shit alts worth about 800$ at most (worth 35$ now but they still reside in my locked poloniex account, maybe I will give poloniex my ID if they ever become worth more than 1k) So I am now annoyed I didnt turn every free dollar I had into BTC. I didnt trust the guy enough and to be fair I would have been using the money I play with. Had I met the guy a year earlier (know what I know of him now) I would probably have just locked it all up and sat around waiting. I never really get my act together in 2017. I continuously log just enough hours to get by. I just dont care. I just want a way out of this. I catch myself saying “I hate playing poker” and sometime around the end of 17 or early 2018 I start trying to censor myself and quit saying that. Saying it will only make it fester deeper. I have to retrain myself to love poker. I remember the days of playing 18-24 hours straight because I love playing. I love watching for everything I can find to get an edge. I love a situation to present itself where I can step out of line. But now I just sit down and count the minutes before I can tell myself “way to go! You put in an 8 hour shift lets pack it in!” I leave good games often times. I celebrate when games break. This is where I am mentally while I play. I cant break out of it. Late in 2017 a close friend of mine passes away. Will call him J. He was the guy who gave me a place to stay after the shutdown in Joplin. I was still doing oxy and he never once touched the stuff knowing what has happened to me. He doesnt judge me, he is somewhat of an enabler I suppose. He just drinks does shitty coke sometimes and has a script of adderol and xanax. Literally never once does he do any with me (ive warned him xanax and opiates will kill you if you mix, which is likely part of the reason he never did it) He was a marginal poker player (relative to modern game, he was just good enough to beat the rake live but he had too many pit leaks) and took great pride in being my friend (I was the slayer in the area for years leading up to this, anyone considered the best in their area can relate, you just have the respect of the local poker community). One of my earlier live poker memories involved him. I am like 18 or 19 playing a 1-2 game at a small casino and he was there with a friend. They were the good players in the game at the time. They were having a few drinks eating nice food and laughing having a good time. I remember thinking that I want this lifestyle. Care free gambling fast paced lifestyle. I had told him this story years later and he just ate it up, constantly tried to get me to rebound, but as I have stated many many times in the last few of these I have basically waved my white flag and accepted the result of my fall. Anyhow after living with him we always talk every few months at minimal and have something to eat when we see each other at the casino. He was somewhat disingenuous sounding he was so nice and honestly it got to a point it started rubbing me the wrong way. I still talk to him of course but less frequently. In December of 2017 I get a phone call from my friend who owns the restaurant and he is distraught. He has been at the hospital and J has passed away. The back story on this is he had gotten a phone call from old friend who was getting out of prison in Arizona with no where to go (a female). J being as nice a guy as he is drives the 20+ hours to get her and gives her a place to stay. Well shes a junky and actually convinces J to do opiates/heroin. He overdoses and dies. I hadnt talked to him in a few months. I regret it. Had I known I would have beaten him senseless and got him to quit before things actually get bad. Going to his funeral hit me up side the head too. The way I started feeling he was disingenuous just got destroyed. I cant fathom as many people showing up to my funeral with as nice of things to say. I wrote something to say but opt out after a few people say everything I had written (except better). I regret not saying them anyways. I think I still have what I wrote tucked away with the card and his money clip that made its way to me. I stumbled across his casino players card in a box one day and it resides in my wallet ever since. This was the first close friend that has passed away in my life, knock on wood. It woke me up a bit and caused a lot of self reflection because I felt I had let him down. I lived a few miles from him and didnt drop in to see him, didnt stay in contact as well as I should have. All because I felt he was disingenuously nice when he was actually just nice, which is actually because I am a cynical hermit who hates social life these days. That was the real reason I didnt stay closer. Him being too nice was just my excuse to blow him off essentially. Only other thing I can add is that chick he helped out didnt even go to his funeral and on top of that had tried to take his truck and clean his house out. Junkies are the worst. I was a junky but I proudly say I never robbed anyone or cost anyone anything other than emotional distress, which isnt much of a brag obviously. 2018 starts and I have been decreasing my methadone every week for about 3-4 months now. I am on a low dose. Makes sleeping at night hard (get restless legs and sneezy). So I am having a few drinks any time I am at the casino playing (still just two days a week for the most part) to help get through those late night sessions when its worn off and I feel crummy. I get down to 15mg then 10mg and in March of 2018 I get asked if I wanna work for a week with my crypto friend. His friend is setting up a farm with 500 miners and needs help. I agree. The pay is in excess of the work (in my opinion) at 3k and I have no expenses, but I dont argue obviously. Before we leave town I have to pick up my week of methadone (at 4mg now) and so I do that. I never take any of them, I have the box still. Never opened it. They remain at my apartment as a reminder, the box carrying the 6 doses and a stack of receipts for every 75$ week that I kept in the box, several years worth, at least 9-10k worth of receipts, and that shits CHEAP compared to oxy. So I am finally off of opiates. I take kratom still but its essentially non addictive in comparison. Ill cede that I am reliant on kratom but if it disappeared tomorrow I wouldnt panic, I would be fine. So I fly to Denver with my friend and meet his friends half brother who was instructed to rent a box truck and the three of us were to drive from Denver to Washington carrying like half a million dollars worth of hardware. Its early March, the roads arent exactly great. Half brother of his friend rents a truck with no middle seat though. Its absolutely miserable. Whoever sat middle was sitting like a fem boy legs closed and knees up high from the drive shaft hump. It was un fucking real how uncomfortable the middle was. So like I stated the roads were not great, we drove on ice for 5-6 hours straight (while my crypto friend did about 30 minutes of it before I decided I value my life and banned him from driving, he was literally doing over 70 on this ice sheet when I checked the gauge. I forget what he said, I will fail to make it sound as good but he said that he is protected and can not die, if we wreck he wont get hurt because of some universe stipulation that protects him. He said we would get hurt but he wouldnt. *** Ok here is what he said. “quantum immortality. if i die in this universe, my conciousness will shift to others where i am still alive” He just couldnt assure us ours would. I end up driving like 18 of the 24 (one shot) hours it took as letting crypto friend drive was out. We make it set up a farm over a couple days then we go to Vegas. Not only do we go to Vegas but we fly a private jet. Not only do we take a private jet but his buddy has all four of us our own room at the Bellagio for 5-6 days. I remember having a 4500$ win at Bellagios 500$ cap 2-5 game... ran pretty salty. I only remember one hand worth bringing up, but I closed action and called 400$ pre with 67o with 3 others all in. Just flop 77X and send me the money. (Was drinking, gamble gamble). I cold called that also, some fish had opened massive and a 300$ stack just ripped a 400$ stack rejammed and I had called out of bb knowing fish will call off his 400~. This is actually a leak I have in poker. I will go over it because it has history. Dating back to online my biggest leak was playing vs short stacks. Everyones biggest leak obv (6m setting). There were a few min buyers on Carbon and I got to the point I put them in pre every time they opened my bb from button, so long as they opened 75%+ from button or close to it. This has carried with me live, if I can gamble 3-4 ways (4 specifically) I will basically do it any time its 100bb~ or less with about 40% of hands if I can close action safely. I am a bit of a degenerate in this sense. I will flip for 1k if I have 10k to my name. It mostly came as a way to loosen up tables (the flipping blind preflop) at my local casino with players who give action. I am pretty snug in general but I cant refuse a flip when it presents itself and I cant refuse a fun gamble with short stacks. I spend the month in Vegas during WSOP and run absurdly bad. Lose every big pot I play it seems. Switch to PLO the last half of the month and go a week straight without tripling my buy in up at any point. Just insane. Looking back I play rather poorly in PLO. I have been spoiled with my PLO games back home (which have been dead for about a year) and could get away with playing 50% of hands and no one ever bet big draws or anything not the nuts basically. I didnt adjust at all is what the issue was. Was just a frustrating month. So I return and take a stake from a friend. I barely play still. Same ole same ole. The last thing I will cover for this section is an incident late in 2018. One of the girls who is the floor at my local casino takes kratom also, we talk about it a fair amount. She has some 10mg percocets (mini oxycontins essentially) she gives me two of them. I havent had one in several years. I have been off methadone for 6-8 months at the time. I am eager to feel what I felt all those years ago, having no tolerance. So I take them home even though I know I shouldnt. I get home and take both of them. What transpires is almost depressing. It frustrates me to no end that I realized that I have no desire for these. It affirms that all the money I flushed wasnt about the high, it was about the not withdrawing. I basically stated this in an earlier post but this is the event that I learned this from. I dont even enjoy it. I just sink knowing that I gave my life away for these. I have never recovered thanks to pain killers. Never once after 2011 have I ever looked in the mirror and said “finally, I have finally recovered what I fucked off”. I am going to finish this thread off on the next post most likely. It will likely be long and take me a while to compose as it will cover my current year, and put a bow on it. The story basically climaxes a couple posts back, these surely have slowly lost their luster but I will finish them anyways. Nothing exciting about hearing about a guy who can beat games but wont sit in the chair to do it. Its a bit more upbeat in 2019 though andd I feel my future is bright and redemption nears though. I dont think I would have written these if not for a change of mentality recently, so look forward to a positive summary next post.
Prior to 2017, Garena has been using Garena+ as a sort of launcher hub for all their games (LoL, HoN, etc.), so you have to log-in to garena then look for your game click it and launch/update it from there. But in 2017 they decide to shift to a new launcher called Garena2.0. They still supported the old Garena+ launcher until around late 2017, but after that they made updating the game impossible unless you were using Garena2.0. So you uninstall g+ and go to 2.0 Garena2.0 has been filled with bugs since the beginning, and Garena isn't even trying to fix them. Whenever you open the 2.0 launcher, it will immediately take up all bandwidth downloading something (I have no idea what it is), even when your client and games are all updated. When you try to update your game, garena will give you an arbitrary progress bar, at 10% it will say "optimizing resources", at this point bandwidth throttles, and it stays at optimizing resources for about 30 minutes. Here's the fun part about this, let's say your dl speed is 3mb/s. Only 1.5mb/s is going to downloading the patch, the other 1.5mb/s is garena downloading something (something I don't know again). Okay, so you get past the first 30 minutes of optimizing resources, only half of your speed goes to downloading the patch, and the other half to god knows where. It will download pretty normally until 25%, where they'll tell you garena2.0 was unable to fetch the patch, so it'll ask you to either cancel patching and dont play the game, or download the unzipped patch. So normally, patches are like 600mb or so, but this unzipped patch is about a few gigs in my experience. that may not be much for most of you, but internet is pretty shitty in asia compared to the west. Plus the fact that only half my bandwidth goes to downloading? I can leave it downloading at 2 in the morning, and I can come back after my classes at 5 in the afternoon and it's still not done. So normally, a patch can take a day to download properly. The best part is Garena has been deleting forum posts regarding these issues, because fuck you. And before, someone brings it up, if you think my g2.0 is/has a virus, probably. But I got my launcher from their site. And I've been experiencing this since around nov 2017, and I did a clean wipe of my computer and redownloaded g2.0 from their site in january 2018. So fuck me sideways amirite? EDIT 1: so I just woke up to this, it kinda blew up, I'll make another edit in a few minutes when I properly wake up. I'll try to answer (with my experience) some concerns raised in the thread. EDIT2: wall of text
What is this kernel mode driver people are talking about???
At around March-April of 2017, some guys found that garena was placing a kernel mode driver in computers that install it (Garena). " this Kernel mode driver has highest level of access to your computer," understates the possibility of this. With this KMD, Garena could potentially, access your computer from anywhere, log all your keystrokes, force a shutdown, etcetc. It's essentially a virus just waiting for Garena's orders. But aren't all viruses like that? Eh probably. Why didn't I include this in my post? I didn't experience this in my G+ installation back then, so I just didn't include it. As for now however, I have no idea, I have not checked. KMD link here
Is Garena a crypto miner?
Probably not, when I launch G2.0, my Cpu and GPU utilization rises by 8% and 2% respectively. Internet bandwidth is maximized though. Looking at the nominal increases I think we can all agree that having a million computers running at less than 10% capacity for mining is inefficient and the returns would be meaningless for a company like Garena. What I mean is, financially the gain that garena gets from selling the bitcoin they get from 10% utilization systems would be pretty meaningless in terms of their entire financials. But hey, if you have a KMD, you can just make it so that cpu and gpu measures will return 5% utilization right?
What is GarenaPlatform and what don't you just turn it off.
The beautiful thing about G2.0, is it split the old systems of G+, which was only one process, into like 4 or so. One of these is Garenaplatform, which is essentially the launcher itself. I use essentially here, as it isn't really the launcher, but its a prerequisite for the process of the launcher, without it the launcher wouldn't even startup. And when you startup Gplatform, you have to give it access to make changes in your harddrive, so yeah, fuck you. You can't turn it off, because don't play the fucking game.
Why not change regions?
I live in Southeast Asia, the closest countries with non-Garena owned servers are OCE, JP, KR (I think). I'm lucky to know how to read write and speak japanese so I can play in JP right? Yeah sure, if I'm okay with play on ~500 ping stable. Moving from 20-500 is literally unplayable. I would imagine OCE is around the same. KR is kinda hard to check since you need a Korean phone number to sign up, so I have no idea how to check my ping there.
Why is Garena there?/Is garena really the only distributor for lol there?/why is rito not doing anything?
Many south east asian governments have made it really hard for foreigners to open up businesses here. They have things such as a certain percentage of share holdings have to be owned by a citizen of that country, or higher tax percentages for foreign owned companies, and many other legal shits. It just doesn't make financial sense for Riot to be the distributors in SEA, they'll make money sure. But the amount of money you make in relation to the stress (of governments and the ecosystem of the countries) and the work you have to put in, probably isn't worth it according to Riot's estimates. Garena has established a monopoly on game distribution in SEA (if we dont take into account Steam, but Steam is like, don't even bother). There is literally no other company that can distribute the game. Riot isn't doing anything, because Tencent owns rito and garena. So it isnt that garena is under rito because theyre publishing the game they made, but they're more like sister companies now. For riot to do something, they have to look up to tencent, and tencent to look down to garena. Not happening.
Garena didn't change loot rate on (the last patch)
yeah, fuck you I guess. I've gotten 60+ 400BE shards (or whatever the lowest tier is) since the new system and got like 5 of the highest.
Garena doesn't even have good infrastructure for its events
Yeah, every year they try to make this big event that's supposed to be a year end tournament thing for every region. Every fucking year, the venue they get is too small for the amount of people that come in/tickets they sell. Literally, please fire whoever is running your events programs and planning. Now, I don't watch their streams (like the local LCS, or whatever garena calls it), so I can't talk about that.
On nepotism and garena hiring "morons"
Yeah, you basically have infinite power in garena if you know a GM (they're like mods). GMs will ban whoever the fuck tries to destroy this image of garena being an all beautiful, can-do-no-wrong company. Also if you give them a name, they'll ban that name on the spot. Here's the fun part, they ban whomever their friends say, but not actually toxic people. OF course there's an overlap between the two somewhere, but that fact that GMs ban on account that family/friends telling them is, oh boi, fun. Then again, what do you expect? Garena only pays minimum wage to its workers, about a small increase for (local) top management (idk about actual TOP management). Even when they make millions a month. Can't really expect the employees to work harder than now.
Servers randomly die for long intervals.
Yeah, it happens. Not as often as back then, but it still happens. It happened last month, servers died for like an entire day, because of a TF bug or some shit. Unlike Riot, garena doesn't give like compensation for downtimes. I really don't care. But I guess it looks bad when the other company does and you dont.
Garena has a built in live chat
I actually have no qualms about the live chat. I used it waaaaaaay back then, from like 2013-2015. I had no issues then. Idk about now, since they moved to g2.0, I've been using other things. But yeah, there is a button for the support team. It's just a button, no one is there ever.
Just use manual patch you fucking retard.
I did use manual patch for the most recent patch. I applied the patch properly, and yes, I did apply it properly I followed the instructions on their site, and the shit I saw on my monitor was the same as in their site. I open up g2.0 after the manual patch, yup, still need to update haha what a jokester gotem
Garena doesn't allow API.
Yeah, they have this mobile app that essentially works like opgg. I say essentially, since it doens't really work. I don't use it, so Idk.
I thought we were talking about the champion Garen
We'll have a seperate post for that. But I can't really check rn, SINCE LEAGUE IS UNPLAYABLE
Levi went to NA to escape G2.0
honestly, this is probably true. Good for him.
yeah garena doesnt do shit about what is otherwise punishable behavior. But you soil the name of garena you will be banned on sight, like pre-freedom Tyler1
What is garena?
just imagine steam, but shitty. I mean, really shitty.
Why dont we reverse engineer garena and update/make it opensource so we can patch/play without it.
You need to be logged in to garena to log in to the lol servers. So you only have one login id for garena and the game itself. The very game launcher itself is modified so that you don't type your id/pass when the client opens. The lol client connects to your g2.0 and uses the same credentials for your lol login. So without garena, you're not connecting to the lol servers
Is garena mordekaiser?
they should honestly just make a garena mordekaiser skin
I fail to understand why riot keeps allowing garena to ruin their reputation.
50 percent of something is bettern than a hundred percent of nothing. $$$$. refer to the answer above why garena is the only disributor in SEA and why rito does nothing Why does league need to be launched by Garena anyways? Did Riot sell the rights to Garena or something? Why would they even do that? Riot, before they were bought out by tencent, licensed the game to garena for publishing in the SEA region. refer to the answer above why garena is the only disributor in SEA and why rito does nothing.
is Garena a real server, that's my question
its more like a concentration camp
Does garena block you from playing in other regions? are you isp blocked?
Actually no, I can play in NA, EU, JP, OCE, KR (technically) to name a few. IF I can stomach moving from 20 ping to ~500+, sure.
What if ur computer is just shit specs hurhur potato
I have an i5 8400, and a 1070. Which is pretty potato by today's standards. Maybe I should upgrade. yeah.
Have you tried reinstalling?
yes, same problems. I did a clean wipe of my computer to redl everything early january 2018. same problems persisted End of wall of text EDIT 3 Another redditor messaged me about what Garena was downloading in the background on startup. Apparently every time the client needs an update, it redownloads all of the files it needs to function. Instead of only downloading the changes that the update brings, it redownloads even the things that were unchanged. So if you look into your garena folder there are a bunch of "2.0.xxxx.xxxx" folders with the same files. These folders are the different version of g2.0 that you've downloaded. So let's say I'm on G2.0 build 1.0.0, everything is working fine, very good, the contents of this build are packets A, B, C and D. However garena rolls out G2.0 build 1.0.1, because they needed to add an image asset. A reasonable person would tell you, well, just download the image asset then apply it to the install folder. No, Garena, makes you redownload packet A,B,C and D, and then the image asset. So you're left with 2 copies of packet ABC and D. It feels like garena is trying to beat riots meme of being an indie company. Holy shit. A five year old that knows how to code can make something better.
ONLY $4.50 a month & OVER 11,000 CHANNELS.I DONT HAVE TO BE NICE TO HAVE THE BEST IPTV ON THE MARKET,I AM GOBBY AND ARROGANT,IF YOU CANT HANDLE THAT .THEN BUY THE IPTV AND DONT JOIN THE DISCORD GROUP, 0.5% OF PEOPLE WHO JOIN THE DISCORD GROUP END UP BEEN A HATER
This was written for a different group /stocks it got deleted so hopefully this time it works ! Disclaimer I dont want to sell you or recommend anything ! Just my expierence and little help so enjoy. If you want to ask me anything feel free, I try so answer everything. This article is meant to be a small guide that helps you to find your way. Its based on my experience and knowledge, I gained throughout the years. Iam by far no professional. Iam just a guy who loves to invest. If you are new and have few grands to invest this article might help you. My motivation to write this article was because when I turned 20 I got a small loan of 1 milli.... just few grands from my parents plus the savings I made from working. For me it was clear that I want to invest them. I always liked the idea making money and not really working for it! (Spoiler its kinda true and kinda not) So I sum up few steps which will helped me to orientate and maybe help you to make your first investement Step one 1. Where I can Invest?! You can basicly invest in everything. They are infinite options but I just cover up few topics. They are 5 investments I would like to adress.
Krypto n+1. art, old cars, drugs?! (Don’t do or sell drugs pls!)
Stocks (my fav.) I love stocks. I love understanding what the company’s plans are and where they are heading. They are 3 different types of investment strategies.
Short term (daily) That’s usually daily trading. That means you invest and sell on a daily basis. If your not a expert it can frustrating and the chances that you will lose is high. Many people forget that you have to pay taxes and fees so even if you for example invest 1.000 and sell for 1.050 within 20 min. You will have to pay some fees and taxes and with luck, you are where you started. It only makes sense when you invest a lot, otherwise it makes no sense and to be honest I don’t know any person which makes profit with it.
Difficulty: Hard Stress Lvl: High Risk: Medium/High Profit: Usualy bad Investement: Medium
Mid term (6month – 1 year+) You buy some stocks for a longer period of time and hope it will go up soon.
This investment is much easier and less risky than short term. You see a stock going up and up so you invest 5k and hope you can ride a little on this upwards trend. Its fairly easy but you have to keep an eye on the market. A good example is VW it dropped because it has some Image problems. Thats a chance to invest! It will most likely to recover because its the biggest automarker in the world and it did. It happend 1000 times and normaly big companies dont fail they are exception but without risk you dont get anywhere Difficulty: Medium Stress: Medium Risk: Medium Profit: Good Investment: Low
Long term ( 1-2years – 10 years+) Means you want to invest for a long time you are not only interested in making a quick buck but making a slow and steady progress. You are not interested if the stock goes up or down but you are more interested how much divendend they pay. Usualy they go up very slowly but steady. A good example for this type of stock is Royal Dutch (shell) it has ist up and downs but compared to other stocks ist stable. The dividend is 6% which is insanly good no other big company will pay you that every year. You invest 10.000€ and get every year 600€ which means a holiday for free. Also the work is very little, you only have to check the stocks every few weeks/month You wont get rich but its better than having it in the bank.
Difficulty: Easy Stress: Low Risk: Low Profit: Low Investment: Low-Medium Before you invest check the company read the news and get a good overview. I have to admit Iam a fanboy at heart. When a stock of one of my fav. company’s has potential and it does make sense to invest it feels like buying tickets for my favorite Rockband. You support and cheer them on and if they grow you grow with them. BUUUUUUT don’t get my wrong never buy stocks just because you like the company or they have a cool name. All in all Stocks are a great Investment! Real Estate If you want to invest in houses it’s a very save and profitable investment but it depends on your area and country you are coming from. In Germany most objects are overpriced right now so it wouldnt make any sense to buy some. In generell the more money you have the better. They will will be much more people who can afford an cheap flat/condo than the other way around. So expensive objects are better! The optimum is always a shitty apartment in a very good area. Also buying objects in bad areas cause lots of trouble with tenant. Crazy families who refuse to pay, messy people etc. this can end in a stressful situation so beware of that. If you are already rich af than buy propreties Example I went once to an auction and most apartments are sold for double the estimated value. It would take ages (20+ years) to get your investment back. So beware of your market situation. Difficulty: Easy Stress: Usualy low/medium Risk: Low Profit: Medium Investment: High Options Options are basicly betting that a stock with go up or down. You can bet on nearly everything. You can make lot of money very quick and lose everything even quicker. For me option trading is gambling with few extra steps. The difference is you can lose more than you invest. They are cases where people invest 1000€ and lose -120.000€ because suddelny the market changed. If you have gambling problems and tendency to gamble this is absolutly not for you. You can see here (in the forum) lots of bad examples where people going full YOLO on something and lose a ton of money. They save up a little, invest in something even more risky and lose again. I know a friend who makes good money from it but he has a clear head and read many books about this topic he uses software to analyse the situation and everything and he admits that sometimes he doesnt understand what happend. Of course options are not the devils tool but I like to be the voice against it. The truth is in the middle. Iam a person who likes to understand what am I doing. After reading and learning about it, for more than a year I was more confused than before. It is probably because Iam to stupid for it, so I gave it up and moved on. Options are not for me Difficulty: very hard (at least for me) Stress: high Risk: low - very risky Profit: It can be everything Investment: low
Start-ups are also a great business opportunity. I was lucky enough to invest once a little bit into a upcoming company from my firend. He showed me his company and the plans for the future. I already helped him with few shows and stuff so I knew how everything worked. The biggest bullshit I ever saw are the analyse prediction of the future sales. During the last few years I saw few of them and they all predicted that the company will make an absurd amount of money. It looked like high cool project all shiny and with big numbers. To be honest I dont even know who pay these people to make such bullshit predictions, seriously. (as you can see I love talking from my life so forgive me my dear) Long story short I still invested because I understood their model. They existed and already made great progress. I made 50% profit in 3 years. I am still very happy and greatful to had such good chance to invest and would do it again. They biggest question is how do I find such chances ? Tell people you are intersted to invest maybe a friend of you will start an company and you can invest or help you to find such a opprtunity. I went to many start up meetings and talk about a lot with my friends. They dont want to hear it but I tell them anyway and if there is a chance they will call me. Few Tipps: - Look for already existing companys - Most companys give you a very good inside look before you invest! If not watch out they hide something. - Try to understand what they are doing and where they are heading - Look what the will offer you for your money! Difficulty: Medium/hard Stress: Medium/low Risk: Medium/High Profit: Good/Very good Investment: From Low to high
Boy oh boy where to start. I heard to many experts saying yeah krypto thats future boyyyyyy I invested everything BOYYYYYYY and in few month I will be rich BOIIIIII. I heard this story so often that Iam allgeric to it now. This irregulated mess based purly on speculations wasnt anything form me. I didnt invest a cent into it and had lots of chances when bitcoin was 300-500 €. It didnt simply fit into my portfolio. It had no function for me. You could pay for your drugs in the deep web and some hipster pizzerias accepted it but in generell it had no function. So investing into kryptos is just speclutions it has no real fundation what I like. My friends who invested early made a ton of money but all the people on the Hypetrain crashed. Difficulty: I dont know Stress: Depends how much storys you make about it on Instagra´m Risk: Over 9000 Profit: It can be everything from super high to low in just few days Investment: What ever you want, if this is still to expensive for you, make your own coin and hope some Idiot buys it! Now you know my knowledge ehh more like my opionen on few things now its time for……. Step. 2. Get a rough overview Back than I didn’t know where to start so I asked everybody for advice like parents, friends , my parents friends, banks, forums, news etc. and got very different results. Friends and family can be a good source of information how they did it. Of course often investments are impossible to repeat because they are 20 years ago but they can give some good advice. Its nice to hear few cool stories. Example Royal Dutch shell hast wo different stocks. One based in england (B) one Dutch version (A) (explained very simple, not 100% accurate). If you purchase Royal Dutch (A) you have to pay a 15% withholding tax that you wouldnt when you buy Royal Dutch (B). Banks Banks are terrible to ask. I always had shitty experience. The lured me into meetings, only to sell some shitty investment models from which they make some good money of me or some stupid insurence. They are not interested in your loses or profits they are interested to sell you the next stupid investement from which the make money. They never keep their promises and if you loose they will cheer you up and show their new hot investement and so on and so on until you loose and they drop you. My mom works kind of in the finance sector and you wont believe home money older people lost ton of money because of this. I also found few very shady investements opportunities who would be illegal but I wont get into detail cause I dont have 100% proof for it and I also dont want to get in any trouble. As you can see Iam not big fan oft them and do not recommend! News/charts/indexes/Forums For me charts & news works the best. It’s easily so see what’s going on and gives you a great overview. The chart showed that a stock dropped 5%?! Good! Read the news/forums and find out what is going on! It’s that easy you don’t need 15 monitors and crazy software to understand what is happening. Dont make it to complicated! Have an easy overview about the market which you would like to invest. Example My parents invested around a year ago alot in Tesla. It was before Model 3 was released. Tesla had no expierence in mass production and it was clear (at least to me) that they wont have an easy start. They still made no profit and it was the first step to play with the big boys. Back than the Tesla stock was way over 300€ and it was based a lot on speculation and hype. It couldnt live up to they hype and dropped ≈ 30% - 35%.
Few points & strategies
No Emotions Never ever let your emotions guide you. Stocks are not based on a stomach feeling or any other emotion. Dont invest just because you like Elon Musk or Apple or anything. If I have a the chance to invest into one because the timing is right. Always make sure you know what you are doing. When it can wait a day, sleep a night about it and be sober! You can get sucked up into this world you will start giving a shit if you lose one grand and start digging deeper and deeper and lose sense the value of it. Stay sober and now when you have to stop. Making losses It will happend and dont freak out ! They are two options how to handle it and it depends on few things.
Sell them, you see the ship is sinking and their no possibility you can save it than sell it, It hurts but better early than it is to late. Or you find a better possibility to invest for example a start up than its also fine.
Keep it! Turning a Short/Mid-term investement into a long-term investement. Check first if the company will recover from it. For example the VW stocks dropped a lot due it scandal few years ago but it was clear that they will not go bankrupt so after a while they recover from it. Technically the market will grow infinite so after every crash they reach new heights, if you can wait that long the chances are high that you will make some profit and do not lose any money. Maybe the profit will be small but better than losing everything.
Diversity Dont put all your eggs in one basket but also dont but every egg in a different basket. Have a good mix that you can still have an overview about your investment. Dont depend on one investment something bad can always happend. Having a good mix is important some investments will go up and few will go down. Its rearly that everything will crash (expect crises). So you can sell the good one and keep the bad ones until they go up. Scams Online Stick to the basics! They are a ton of scammers online who want to show you a way to make fast money. Its mostly some MLM (multi level markting) aka Pryamide sheme, some buying and reselling some stuff from China or some weird option trading platform where pay in and your money is gone in 5 min without any trace o fit (no chance getting it back)! The Instagram advertisment is so ridiculous and I feel stupid mentioning it but hey if it wouldnt work they wouldnt exist. So please dont be this guy…. Offline I really wanted to invest and have an own start-up. I met many people and visited countless seminars. Few of them offered me to invest but it was a mostly a mess. Onced I got fooled. A friend and I meet a person who had a start up for social media. We had some meetings restaurant he paid everything for us and looked very legit. I worked 3-4 month in this start up 3-4 hours a day, even on weekends for free. Only later to find out I was the only one working in it. (My friend pulled out very early cause he wanted to focus on his PhD) They rest oft he Team did absolute nothing! All the money the company generated was based on my work. They didnt make a lot of money but around 600-800€ a month. The founder spend all the money on vacation and stuff. I never got anything. They wanted to sell me 10% of the company for 15.000€. I always said I need more inside infos, which of course I never got. So I pulled out and they went mad and threaten me to sue me. I feel to this day ashamed that I trusted them and didnt saw it. If you want get into something like this make a contract dont rely on handshakes people will tell you everything and wont keep it. I learned it the hard way Be open minded I met enough people who dont want to share with me their portfolio because they are scared that I will steal something from them. Its stupid! Talk to as many people als possible about your investment. Some amazing things can happend. I meet to many great people because of that and with some I share a 5+ years long friendship maybe we dont share the same ideas but I leanred a lot of it and sometimes I made some profit because of it! Be open ! Prediction & graphic lines When I did my first Investment (it was gold) I read every morning every article about it I could for at least a solid year. Every monring 20 min Thats rouhly 120 hours. Thats time I will never get back. It was wasted time. The news/articels predicted everything. It was a rollercoaster. I believed it in the beginning because it was new to me. It really messed me up and I spend way to much time overthinking. Its fine to see a prediction but the more extreme it is the more it will never happend. Also the trendlines are mostly worthless. I read so many people talking about the 50 day trendline or the 200 day trendline. It only idicates if a stock goes up or down but people interepte everything into it. “Oh yeah you can see the restience at 12.50 if it will drop below everbody will sell“. The next day it dropped and nothing happend. Dont believe everything in the internet. (lol) Keep it simple Dont make it to complicated you can have the best infos and charts and everything in the world and still lose everything. So dont make it to hard for yourself. THE MOST IMPORTANT ADVICE No depts Dont take a credit just because you know a great investment. No matter how much you could earn DO NOT TAKE A CREDIT. This can not only ruin you financily but also your family and your whole life. This is no joke! Make no depts. DO NOT MAKE FUCKING DEBTS! My Strategy It is a mixture of long term and mid-term stock investments. Its very easy I invested in: Before I buy some - Royal Dutch because of the high dividend - Deutsche Bank when the hit nearly a all time low hoping to recover (still hoping ☹ ) - Lufthansa because they bought few airlines and hopefully will grow but its not (thanks Greta !) - Tesla because they are low and made some good deals for the future. (update, sold it and made 30-35% in 6 weeks) Am I rich or making a lot of money?! Hell no! But Iam making enough to pay for my holidays and few extras. I am patient enough to sit out bad times. I never sold anything with loose and I want to keep it that way. I like having a clean record. Thanks for reading and feel free to ask my everything.
PISSING MYSELF LAUGHING ,WITH ALL THE XMAS SPECIAL HERE AND PREMIUM AND NON PREMIUM,WHY WOULD ANYONE WANT SETTLE FOR SOMETHING THATS NOT THE BEST YOU MORONS,HERE AT PHUKETIPTV,WE HAVE ONLY ONE MEMBERSHIP ITS JUST THE LENGTH THAT CAN BE ALTERED TO SUIT YOU BUDGET OR PIECE OF MIND.
[ Removed by reddit in response to a copyright notice. ]
OMG EVEN MORE COPYCAT IPTV`S ARE POPPING UP AND EVEN MORE GOING UNDER,DONT SAY YOU HAVNT BEEN WARNED AGAIN. I AM HERE WITH MY SITE FOR OVER 4 YEARS AND NO DOWNTIME.RELIABLE ,INEXPENSIVE AND NO BULLSHIT,WE WORK FOR YOU AND NOT THE OTHER WAY AROUND
HAVING THE BEST IPTV ON THE MARKET ,IS HARD WORK,ITS BAD ENOUGH BEEN BLOCKED FROM WRITING ON R/IPTVRESELLERS OR R/IPTV OR R/IPTVREVIEWS BUT THEN MY MEMBRS GETTING ACCUSED OF BEEN PAID TO WRITE REVIEWS,AS HATERS JUST CANT GET HOW GOOD MY IPTV IS AS THEY GOT BANNED AND CANT TEST IT
[ Removed by reddit in response to a copyright notice. ]
MY LAST LIVE FOOTBALL CATEGORY FOR THE YEAR HAS JUST BEEN MADE AND ADDED BY ME AND IF YOU DONT KNOW WHY FROM THE CATEGORY TITLE THEN SOMETHINGS WRONG WITH YOU LOL,SO REFRESH CHANNELS TO SEE THE NEW CATEGORY "EPL (EVERY LIVE GAME UNTIL THE END OF 2019)"
[ Removed by reddit in response to a copyright notice. ]
$4.50 A MONTH,$13 FOR 3 MONTHS,$24 FOR 6 MONTHS OR ONLY $40 A YEAR - TEST IT 1ST FOR FREE. WE HAVE BEEN USING THE SAME WEBSITE FOR 4 YEARS,WE DONT RUN AND HIDE ,AND I AM AT MY COMP NOW TO ACTIVATE SUBS,TESTS,EXTENTIONS RIGHT NOW
HEADS UP NEW SECTION WE HAVE JUST ADDED 85 AUSTRALIA FOXTEL CHANNELS TO TEST SECTION CALLED "AUSTRALIA FOXTEL" refresh channels to see EVEN HAS THE INFAMOUS AUSTRALIA SYFI AND V CHANNELS PLUS THE FOXTEL MOVIES AND DISCOVERY CHANNELS
[ Removed by reddit in response to a copyright notice. ]
But I just hope that my review here has helped you from handing your hard-earned cash over to the crooks behind the Bitcoin Profit system & I hope that it’s given you a better idea as to how these types of binary options scams actually work. If you do still happen to have any further questions about it though that you feel I didn’t cover then don’t hesitate to leave a comment below & as ... Bitcoin Core includes code that detects a hard fork by looking at block chain proof of work. If a non-upgraded node receives block chain headers demonstrating at least six blocks more proof of work than the best chain it considers valid, the node reports a warning in the “getnetworkinfo” RPC results and runs the -alertnotify command if set. Doesn't that mean the price could then go lower rather than higher. To be honest I don't think . Bitcoin is going to be used as a transactional currency anytime in the next five years. Bitcoin is ... The Bitcoin.com mining pool has the lowest share reject rate (0.15%) we've ever seen. Other pools have over 0.30% rejected shares. Furthermore, the Bitcoin.com pool has a super responsive and reliable support team. It doesn’t work. He didn’t know the cost of blockchain. Putting Uber reviews on blockchain doesn’t produce any value that justifies the cost of absolute global ledger the likes of bitcoin ...
How to Recover Missing Bitcoins / Not Showing Up While ...
A contentious title like "Why Affiliate Marketing Does Not Work" will either bring in the doubters or the die hard affiliate go-setters! The main reason affiliate marketing doesn't work lies with ... fortunepalace.co.uk presents a video tutorial of the Martingale betting system used on Roulette, showing how a losing sequence results in a big loss. For more information on gambling and betting ... This guide will show you how to recover your lost or missing bitcoins from the bitcoin core wallet while it's still syncing. My Book: https://www.amazon.com/... Check out why Forex Price action trading doesnt work and join our free mailing list for the best in FX education below: https://www.youtube.com/watch?v=dI3lg... I made this video for my website users www.jeeneetpreparationmodules.com where you get paid stuff for preparation of jee neet kvpy etc. for free url shortener,link shortener,best url shortener,url ...